Plan your education,
not just your EMIs

Calculate EMIs, interest, and repayment timelines in minutes. No guesswork, just clear numbers.

+2 more lenders

Plan your student loan

Quickly calculate EMIs, interest rates, and repayment timelines for your student loan.

₹
%
Years
%
Repayment Type (EMI/Deferred)
  • Monthly EMI₹21,247
  • Principal amount₹10,00,000
  • Total Interest₹2,74,823
  • Processing fee ₹1,00,000
  • Total Amount₹13,74,823

Need more accurate details?
Let our advisor help you.

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Education Loan Partners

Compare Top Education Loan Providers in One Place

Credila

Max Loan AmountUp to ₹50L
Interest Rate %11.25% p.a.
Processing Fee %1%
Prepayment ChargesNil

Axis Bank

Max Loan AmountUp to ₹40L
Interest Rate %10.75% p.a.
Processing Fee %1.5%
Prepayment ChargesNil

Avanse

Max Loan AmountUp to ₹50L
Interest Rate %12.00% p.a.
Processing Fee %Up to 2%
Prepayment ChargesNil

Auxilo

Max Loan AmountUp to ₹65L (Collateralized); <₹40L unsecured
Interest Rate %11.25 - 14%
Processing Fee %Up to 2%
Prepayment ChargesNil

SBI

Max Loan AmountUp to ₹15 Cr
Interest Rate %≤ ₹7.5L: 10.65% | ₹7.5L- 9.65 - 11.15%
Processing Fee %Up to 2%
Prepayment ChargesNil

How it works?

Get Your Loan Approved Fast

Step 1

Review Your Loan Fit

Step 2

Explore Customised Loan Plans

Step 3

Organize & Upload Essentials

Step 4

Fast-Track Your Loan Evaluation

Step 5

Get Expert Input Before You Finalize

Step 6

Receive Funds with Confidence

Why Use Our Education Loan Calculator?

Know before you apply.

Instantly estimate your EMI and interest costs

Compare different loan options & tenures

Plan your monthly budget for study abroad

Get clarity on moratorium & total repayment

Ideal for students planning to study in Europe

Eligibility Required For Acquiring Overseas Education Loan

Let's look into the general eligibility required for Indian students to acquire overseas educational loans from banks

Basic Eligibility

  • Must be an Indian citizen
  • Age between 18-35 years

Academic Criteria

  • Should have a confirmed admission at an international institution
  • Must possess a strong academic record

Financial Requirements

  • Needs a co-borrower (e.g., parent or guardian as guarantor)
  • Collateral is required

What Documents Are Required for an Education Loan?

Checklist for a smooth loan process

Last authorized examination's mark sheet
Proof of admission
Course's schedule of expenses
Scholarship confirmation letter copy
Two passport size photographs
Borrower's bank account statement of last six months
Assessment order of income tax, not later than two years
A short statement of assets and liabilities of the borrower

Testimonials

Their journey started just like yours. See what's possible.

"As a first-gen student going abroad, money was my biggest worry. This tool gave me clarity and confidence to take the next step. It didn’t feel like a random estimate, it was very real and reliable"

Samir Sheth

Mumbai

"The calculator helped me compare different scenarios before even talking to banks. I could see exactly how much I’d repay, which gave my parents a lot of peace of mind."

Megha Pillai

Telangana

"To be honest, before this, I didn’t know how banks even calculate loan amounts. This tool gave me a realistic number to start with."

Kanchan Bijlani

Punjab

FAQs

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